Risk Researcher assists the adviser to identify the financial product or products that will be most appropriate to the client's need.

As a productivity tool, Risk Researcher can save the adviser valuable time – no need to spend hours reading multiple product guides – find it all in one central resource. As a positioning tool Risk Researcher is a point of differentiation highlighting the fact that you have considered a range of solutions. With accountants and other potential sources of referral, Risk Researcher is an extremely powerful tool.

Improved productivity and more professional positioning lead to greater profits.

Product Features Analysis
Our research team has developed a formal and objective methodology for the evaluation of the various types of risk insurance products.

Risk Researcher qualitative analysis tool allow advisers to:
• View policy extracts for detailed product descriptions
• Perform side-by-side comparisons of product features and definitions
• Conduct a quick product rating comparisons for a large number of risk products across the market.

Profile Weighting System
Risk Researcher’s Profile Weighting System allows the adviser to tailor the recommendation process to the client by taking into consideration the client’s preference and needs for each evaluated policy provision.

This module provides greater integration between the client’s needs and the research information provided within Risk Researcher by allowing the adviser to specify a level of importance that is to be applied to each provision.


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Benefits of Risk Researcher to the Adviser

• Unbiased, independent representation of risk products from major South Africa Life Assurers minimizes compliance risk and saves time
• Regular updates ensures the latest product information is available at your finger tips
• ‘At a glance’ comparison for ratings of any number of products on screen at one time
• Ability to research expired and outdated products to verify their appropriateness
• Interactive recommendation process
• Availability of standardised or customized reporting integrated into the sales process saves time
• We meet international data management protocol by providing daily backups at a secure off site location. Data is easily retrievable in the event of a compliance audit.

Our commitment to research of personal risk insurance products is demonstrated not only by our presence in the market over the past 10 years but also by our continual enhancement of features and benefits to users.